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Hybrid Annuity

What is a Hybrid Annuity?

Hybrid Annuity Michigan - Fixed Deferred, Rates, Guaranteed Income - Annuities 24-7 - hybrid_index_annuityA Hybrid Annuity was created to compete with very popular index funds – such as mutual funds that track a stock-market index. A Hybrid Annuity tracks a particular stock-market index, for example Standard & Poor’s 500 (S&P 500). The rate of return for an Index Annuity will usually be a set percentage of the increase in the Standard & Poor’s 500 index year, up to a maximum of a predetermined percent. In an Hybrid Annuity, there is also a guarantee against losses.

Earn 6.5% Guaranteed With No Market Risk!

What is it?

A Hybrid Annuity is either a single or flexible premium fixed deferred annuity.

How Does it Work?

  • You choose which index interest-crediting strategies you wish to participate in
  • Earnings grow tax-deferred until you withdraw
  • You have the flexibility to change crediting strategies annually
  • Income Benefit Rider and/or Death Benefit Rider can be added to provide even greater value
    and benefits
  • You enjoy upside index earnings without downside market losses


  • 8-10% Premium Bonus applied in first year
  • 6.5% Compounded Rate - Guaranteed for 10 Years, credited to the Income Benefit Rider
    Account Value
  • Free withdrawals annually
  • No market risk
  • Guaranteed principal protection
  • Multiple index crediting strategies
  • Probate protected
  • Guaranteed income for life 

We guarantee our licensed professionals offer today’s most innovative companies and products with the highest bonuses, no caps on crediting strategies, and highest income payouts in the industry.

Hybrid Annuity Michigan - Fixed Deferred, Rates, Guaranteed Income - Annuities 24-7 - ca2